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Insurance requirements

Listed below are the Minimum Scope And Minimum Limits of insurance coverage requirements and documentation that must be received by us before a contract can be signed.

  • Commercial General Liability insurance: at least as broad as ISO form CG 00 01 or the equivalent, including the following: Premises Operations; Products - Completed Operations; Personal/Advertising Injury; Contractual Liability. Such policies must provide a limit of not less that $1,000,000 per occurrence and for those policies with an aggregate limit, not less than a $2,000,000 aggregate. Stop Gap/Employers Liability coverage requirements may be included on this policy.

    King County, its officers, officials, agents and employees must be named as additional insured's. An additional insured endorsement must be attached to the certificate of insurance. We will accept the following additional insured endorsements: an ISO Standard Endorsement CG 2010 or a CG 2026 or their equivalent. Additional Insured Status must include Products-Completed-Operations.

  • Stop Gap/Employers liability: at least as broad as the protection provided by the Workers' compensation policy Part 2 or, in states with monopolistic state funds, the protection provided by the "Stop Gap" endorsement to the general liability policy. Washington State is a monopolistic state. Limit: $ 1,000,000.

    When applicable to the scope of work (check with your Contract Specialist to confirm your specific requirements), we will also require:

  • Commercial Automobile liability insurance: at least as broad as ISO form CA 00 01 covering all owned, non-owned, leased and hired vehicles operated under the terms of this agreement with limits of liability no less that $1,000,000 per occurrence for Bodily Injury and Property Damage

  • Workers Compensation: Contractors shall also each maintain Workers' Compensation Insurance in the amount and type required by State law. Stop Gap/Employers Liability may be included on the coverage form.

  • Professional liability: $1,000,000 Per Claim and in the Aggregate when professional services are provided under the contract.

  • Municipal or state agency provisions: If the Agency is a Municipal Corporation or an agency of the State of Washington or any other Public Agency, and is self-insured for any of the above insurance requirements, a certification of self-insurance shall be attached and be incorporated by reference and shall constitute compliance with this section.

  • Deductibles and self-insured retentions: Any deductibles or self-insured retentions must be declared to, and approved by, the County. The deductible and/or self-insured retention of the policies shall not apply to the Contractor's liability to the County and shall be the sole responsibility of the Contractor.

  • Other insurance provisions: The insurance policies required in this Contract are to contain, or be endorsed to contain, the following provisions:
    1. Liability Policies (Except Workers Compensation and Professional/Errors and Omissions)

      1. The County, its officers, officials, employees, and agents are to be covered as additional insureds as respects liability arising out of activities performed by or on behalf of the Contractor in connection with this Contract. (CG 2010 11/85 or its equivalent to include Ongoing Operations and Products-Completed Operations.)

      2. The Contractor's insurance coverage shall be primary insurance as respects the County, its officers, officials, employees, and agents. Any insurance and/or self-insurance maintained by the County, its offices, officials, employees, or agents shall not contribute with the Contractor's insurance or benefit the Contractor in any way.

      3. The Contractor's insurance shall apply separately to each insured against whom claim is made and/or lawsuit is brought, except with respect to the limits of the insurer's liability.

    2. All policies

      1. Coverage shall not be suspended, voided, canceled, reduced in coverage or in limits, except by the reduction of the applicable aggregate limit by claims paid, until after forty-five (45) days prior written notice has been given to the County.

      2. Each insurance policy shall be written on an "occurrence" form; except that insurance on a "claims made" form may be acceptable with prior County approval.

        If coverage is approved and purchased on a "claims made" basis, the Contractor warrants continuation of coverage, either through policy renewals or the purchase of an extended discovery period, if such extended coverage is available, for not less than three (3) years from the date of Contract termination and/or conversion from a "claims made" form to an "occurrence" coverage form.
  • Acceptability of Insurers:
    Unless otherwise approved by the County, insurance is to be placed with insures with a Bests' rating of no less that A: VIII, or, if not rated with Bests, with minimum surpluses the equivalent of Bests' surplus size VIII.

    Professional Liability, Errors, and Omissions insurance may be placed with insurers with a Bests' rating of B+VII. Any exception must be approved by King County.

    If, at any time, the foregoing policies shall fail to meet the above minimum requirements the Contractor shall, upon notice to that effect from the County, promptly obtain a new policy, and shall submit the same to the county, with appropriate certificates and endorsements, for approval.

  • Verification of coverage:
    The Contractor shall furnish the County certificates of insurance and endorsements required by this contract. Such certificates and endorsements, and renewals thereof, shall be attached as exhibits to the Contract. The certificates and endorsements for each policy are to be signed by a person authorized by that insurer to bind coverage on its behalf. The certificates and endorsements for each insurance policy are to be on forms approved by the County prior to the commencement of activities associated with the contract. The County reserves the right to require complete, certified copies of all required insurance policies at any time.

  • Insurance for subcontractors:
    If the contractor subcontracts any portion of this Contract pursuant to Section XIII, the Contractor shall include all subcontractors as insureds under its policies or shall require separate certificates of insurance and policy endorsements from each subcontractor. Sub-contractors shall comply with the "Other insurance provisions" stated above. Insurance coverages provided by subcontractors as evidence of compliance with the insurance requirements of this contract shall be subject to all of the requirements stated herein.

  • All coverages and requirements:
    Nothing contained within these insurance requirements shall be deemed to limit the scope, application and/or limits of the coverage afforded by said policies, which coverage will apply to each insured to the full extent provided by the terms and conditions of the policy(s). Nothing contained within this provision shall affect and/or alter the application of any other provision contained within this Contract.

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