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Deferred Loan Program

Up to $25,000, no interest

Matching Funds Loan Program

Up to $25,000, no interest, with matching funds from the homeowner for a total of $50,000.

The Deferred and Matching Funds Loan Programs may be combined for a total of $75,000.


You are eligible for either loan program if you:

  • Own and live in your home
  • Live in King County, outside the City of Seattle, Bellevue, Kent, Federal and Auburn
  • Have eligible household income
  • Do not have more than $40,000 in assets (except the equity in home)
  • Have some home equity


The loan must be repaid when you sell or transfer the home, if you move out, and in some cases, if you take out a home equity loan.

How to apply

Call 206-263-9095 between 8 a.m. and 3 p.m. Monday through Friday.

Click here for income eligibility information.

Starting in March 2020, households across our region and across the country will have the opportunity to participate in the 2020 Census. Your participation matters. Learn how you can promote a fair and accurate census at

2020 Census King County Counts logo
Contact Us

Phone 206-263-9105

TTY Relay: 711

Fax: 206-296-5260