Long Term Disability Your rights and responsibilities All King County employees have LTD insurance coverage through CIGNA with a 6-month waiting period.
If you have purchased enhanced LTD insurance, you have a 3-month waiting period.
Long-Term disability covers: 60% of your wages if you are off work full-time or working part-time with a loss of more than 20% of your wages.
To apply for long-term disability benefits for your medical leave of absence, you must complete the LTD application form or by applying online at the CIGNA Web site: www.cigna.com/consumer/forms/disability/disability_claim.html.
CIGNA’s contact number is: Phone 1-800-362-4462. This LTD application process is separate from the STD benefits.
For more information on long term disability benefits use this link: More on Long Term Disability Insurance.
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